Terms of Service

ClearPath Benefits is a licensed insurance agency specializing in Medicare products. We are a Third Party Marketing Organization (TPMO) that helps Medicare beneficiaries compare and enroll in Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D plans. Our services are provided at no cost to beneficiaries. We are compensated by insurance carriers when you enroll in a plan through our assistance.

• ClearPath Benefits is NOT the federal government and is NOT Medicare.gov • We do not offer every plan available in your area • Currently, we represent 30+ organizations that offer Medicare products • For information on all your options, contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Program (SHIP) • Plan availability, benefits, and premiums may vary by location and are subject to change • Our recommendations are based on the information you provide and the plans available through our carrier partnerships

The information provided by ClearPath Benefits is for general informational purposes only and should not be construed as medical advice. We are insurance professionals, not healthcare providers. Always consult with qualified healthcare professionals regarding your medical needs and treatment options.

While we strive to provide accurate and current information about Medicare plans, we cannot guarantee that all information is complete, current, or error-free. Plan details, benefits, costs, and availability are determined by the insurance carriers and CMS, and may change without notice.

By using our services, you agree to: • Provide accurate and complete information about yourself and your Medicare needs • Review plan materials carefully before making enrollment decisions • Notify us promptly if any information you provided changes • Comply with all applicable laws and regulations

All content on this website, including text, graphics, logos, and images, is the property of ClearPath Benefits LLC or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

To the fullest extent permitted by law, ClearPath Benefits shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website. Our total liability shall not exceed the amount you paid us for services (which is typically zero, as our services are provided at no cost to beneficiaries).

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Broward County, Florida.

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

If you have questions about these Terms of Service, contact us: ClearPath Benefits LLC 6700 N. Andrews Ave. Suite 712 Ft. Lauderdale, FL 33309 Email: info@clearpathbenefits.com Phone: 888-665-2858